PENGARUH RASIO PROFITABILITAS TERHADAP KINERJA KEUANGAN (STUDI KASUS PT. BANK MANDIRI (PERSERO) TBK, TAHUN 2013 – 2022)
DOI:
https://doi.org/10.70679/jpes.v1i2.32Keywords:
Profitability, Financial Performance, Bank MandiriAbstract
This research purpose is to analyze the effect of profitability on the financial performance of PT Case Study. Bank Mandiri (Persero) Tbk, from 2013 to 2022. Profitability ratio with indicators Return On Assets (X1) Return On Equity (X2) Operational Expenses to Operating Income (X3) with classic assumption test methods, hypothesis testing and multiple linear regression on Return On Investment (Y). This research uses a sample in the form of quarterly time series financial reports from 2013 to 2022. The results of this research are that there is a positive and significant influence of the profitability ratio variable on the financial performance variable. Where the T value of variables X1, X2, X3 is greater than the T table value, and the significance value is <0.05. This means that the profitability variables, namely ROA, ROE, and BOPO, have an effect on financial performance, namely ROI. Thus H0 is rejected, and H1, H2, H3 are accepted. It can be concluded that there is an influence of profitability ratios on financial performance (case study of PT. Bank Mandiri (Persero) Tbk. 2013 – 2022).
Keywords: Profitability; Financial Performance; Bank Mandiri
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References
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