ANALISIS LAPORAN KEUANGAN SEBAGAI UKURAN KESEHATAN BANK DENGAN METODE RGEC PADA BANK BTPN SYARIAH PERIODE 2015-2022

Abstract

The development of Islamic banking in Indonesia emerged as a dynamic development of conventional banks. Law No.10 of 1998, in which the revision states that the position of Islamic banks in Indonesia legally becomes stronger. Financial performance is a measure of how much the company's ability to create profit or income a number of financial ratios can be calculated which are generally used as a basis for evaluating the health level of a bank. This research includes secondary data-based research. This research uses financial statement data that has been published by BTPN syariah bank on their official internet site. Qualitative research is a research method based on philosophy, and is used to research on scientific conditions (experiments). in 2015-2022 the health of banks based on NPF, PDN, ROE, BOPO, CAR is in the healthy category based on the classification table. while the health of 2015-2022 has a less healthy level based on FDR analysis. From the results of the RGEC calculation at BTPN Syariah Bank, it shows good performance during the 2015-2022 period based on several classifications Keywords: RGEC, Financial Performance, BTPN Syariah